Following recent Government guidance, property valuers are now able to carry out physical valuations. We are therefore pleased to reinstated our mortgage product range up to 90% LTV. We’re continuing to monitor the situation closely and we’re working hard to support as many customers as possible during these difficult times. Restrictions on the ability for surveyors to carry out physical valuations remain in place in Scotland and Wales. Where we are unable to progress a case because we require a physical valuation for a property in Scotland or Wales we will let you know.

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Home Mortgages Resource Center

Buying a Home

  • What's a HELOC?
  • Dream a little bigger, move a little sooner. You could move to your dream home with only a 5% deposit. Applicants must be 18 or over. All loans are subject to status. Security is required. Your home may be repossessed if you do not keep up repayments on your mortgage.

Interest on Demo

  • We can help you find the right product from our range

As a private banking customer we offer you exclusive access to the following interest only mortgage range, for mortgages against properties worth £400,000 or more. Your Private Manager will discuss your options and put you in touch with an expert adviser. These professionals will work with you to help you find the product most suited to your needs from our range. For exclusive private residential repayment mortgages, see our repayment mortgage page. The maximum Loan to Value (LTV) for interest only where the repayment strategies meet the Bank's criteria and can be evidenced is 75%.

Refinance Your Mortgage

  • Home Improvement Financing Terms
  • The maximum Loan to Value for any Interest Only element of a mortgage is 75%. Any additional borrowing up to a maximum of 80% loan to value must be on a suitable Capital & Interest product.